In episode 425 of “Smashing Security”, Graham reveals how “Call of Duty: WWII” has been weaponised – allowing hackers to hijack your entire PC during online matches, thanks to ancient code and Microsoft’s Game Pass. Meanwhile, Carole digs into a con targeting the recently incarcerated, with scammers impersonating bail bond agents to fleece desperate families.…
Category: Compliance
AI, Compliance, Cybersecurity, Europe, Global Security News, privacy
Surveillance, spyware, and self-driving snafus
A Mexican drug cartel spies on the FBI using traffic cameras and spyware — because “ubiquitous technical surveillance” is no longer just for dystopian thrillers. Graham digs into a chilling new US Justice Department report that shows how surveillance tech was weaponised to deadly effect. Meanwhile, Carole checks the rear-view mirror on the driverless car…
AI, Apps, Compliance, Cybersecurity, Exploits, Global Security News, Government & Policy, privacy, Risk Management
Fake Receipt Detector Technology: Protecting Financial Integrity in the Digital Age
The rise of sophisticated digital tools and artificial intelligence has revolutionized many aspects of business and finance, but it has also created new opportunities for fraudulent activities. Among the most concerning developments is the increasing prevalence of fake receipts and fraudulent expense documentation. As businesses, insurance companies, and financial institutions grapple with these challenges, the…
Compliance, Global Security News, Governance, Risk & Compliance, microsegmentation, Security Bloggers Network
Going Beyond the Hype of DPDPA Compliance: Are You Breach Ready?
The Digital Personal Data Protection Act (DPDPA) marks a turning point for data privacy in India. Passed in 2023, the Act establishes a clear framework for the collection, processing, storage, and protection of personal data. For enterprises, it signals a deeper shift in how data responsibilities are assigned, and how businesses must be structured to…
Compliance, Global Security News, Governance, Risk & Compliance, microsegmentation, Security Bloggers Network
Going Beyond the Hype of DPDPA Compliance: Are You Breach Ready?
The Digital Personal Data Protection Act (DPDPA) marks a turning point for data privacy in India. Passed in 2023, the Act establishes a clear framework for the collection, processing, storage, and protection of personal data. For enterprises, it signals a deeper shift in how data responsibilities are assigned, and how businesses must be structured to…
Compliance, Global Security News, Governance, Risk & Compliance, microsegmentation, Security Bloggers Network
Going Beyond the Hype of DPDPA Compliance: Are You Breach Ready?
The Digital Personal Data Protection Act (DPDPA) marks a turning point for data privacy in India. Passed in 2023, the Act establishes a clear framework for the collection, processing, storage, and protection of personal data. For enterprises, it signals a deeper shift in how data responsibilities are assigned, and how businesses must be structured to…
AI, Compliance, Cybersecurity, Global Security News, malware, privacy
Operation Endgame, deepfakes, and dead slugs
In this episode, Graham unravels Operation Endgame – the surprisingly stylish police crackdown that is seizing botnets, mocking malware authors with anime videos, and taunting cybercriminals via Telegram. Meanwhile, Carole exposes the AI-generated remote hiring threat. Could your next coworker be a North Korean hacker with a perfect LinkedIn? And BBC cyber correspondent Joe Tidy…
Compliance, Global Security News, Risk Management
Building cyber security resilience through governance & assurance
The future of cyber security belongs to organizations that integrate security, compliance and risk management into a seamless, proactive governance model
Compliance, Global Security News
Cyber Resilience in Zeiten geopolitischer Unsicherheit
Cyberbedrohungen existieren längst nicht mehr im luftleeren Raum – sie entstehen im Spannungsfeld von Geopolitik, regulatorischer Zersplitterung und einer stetig wachsenden digitalen Angriffsfläche. vectorfusionart – shutterstock.com Cybersecurity ist heute ein rechtliches, operatives und geopolitisches Thema. Für CIOs und CISOs ist die Botschaft eindeutig: Resilienz bedeutet nicht mehr nur, zu reagieren, sondern vorbereitet zu sein. Vorbereitung…
Compliance, Cybersecurity, Global Security News, leaks, privacy, Security
Code Bug at Compliance Firm Vanta Leaks Customer Data to Other Clients
Compliance automation provider Vanta confirms a software bug exposed private customer data to other users, impacting hundreds of…
AI, Chrome, Compliance, Global Security News, Network Security, Risk Management
Sustaining Digital Certificate Security – Upcoming Changes to the Chrome Root Store
Posted by Chrome Root Program, Chrome Security Team Note: Google Chrome communicated its removal of default trust of Chunghwa Telecom and Netlock in the public forum on May 30, 2025. The Chrome Root Program Policy states that Certification Authority (CA) certificates included in the Chrome Root Store must provide value to Chrome end users that…
AI, Chrome, Compliance, Global Security News, Network Security, Risk Management
Sustaining Digital Certificate Security – Upcoming Changes to the Chrome Root Store
Posted by Chrome Root Program, Chrome Security Team Note: Google Chrome communicated its removal of default trust of Chunghwa Telecom and Netlock in the public forum on May 30, 2025. The Chrome Root Program Policy states that Certification Authority (CA) certificates included in the Chrome Root Store must provide value to Chrome end users that…
AI, Compliance, Cybersecurity, data breach, Data Breaches, Endpoint, Exploits, Global Security News, Information Security, Network Security, Risk Management, victoria secret
Victoria’s Secret Hit by Cyberattack — Here’s What They’re Not Telling You
Victoria’s Secret, the globally recognized lingerie and fashion retailer, has taken its U.S. e-commerce website offline and limited some in-store services following a confirmed cybersecurity incident. While details remain sparse, the nature and scale of the response strongly suggest a potential data breach or cyberattack affecting both digital and physical retail operations. On the evening…
AI and Machine Learning in Security, AI and ML in Security, Compliance, Cybersecurity, Global Security News, MFA, Security, Security Awareness, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X, Third Party Risk, vulnerabilities
Beyond Traditional Vendor Management: Navigating AI Risks in the Supply Chain
There are many ways in which AI is increasing risk, extending beyond third parties to affect all aspects of our security programs. The post Beyond Traditional Vendor Management: Navigating AI Risks in the Supply Chain appeared first on Security Boulevard.
Compliance, Cybersecurity, Global Security News, Governance, Risk & Compliance, RAG, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
Why Smart Retrieval is Critical for Compliance Success
Let’s explore how four key elements can significantly improve how organizations find and use compliance documentation. The post Why Smart Retrieval is Critical for Compliance Success appeared first on Security Boulevard.
Compliance, Global Security News, HIPAA, regulation, Regulatory Compliance, SOC 2, Video Interviews
Actionable Protection Strategies for 2025 with Shrav Mehta
Shrav Mehta explores lessons from 2024’s costliest data breaches and provides actionable protection strategies for 2025. This discussion examines the current cybersecurity landscape and demonstrates how Secureframe helps organizations navigate regulatory and technological changes without compromising security or compliance. Compliance has always been a pain point for engineering teams—tedious, expensive, and often disconnected from real-time..…
Compliance, Global Security News, Governance, Risk & Compliance, PCI DSS, Security Bloggers Network
Navigating PCI DSS 4.0 Compliance: How Automated Data Discovery Can Help
The Payment Card Industry Security Standards Council (PCI SSC) continues to evolve its flagship data security standard. The latest version encourages complying organizations to move away from traditional, periodic audits to a process of continuous risk management and monitoring. Yet this is only going to get the desired results if those same organizations have a…
AI, Compliance, Exploits, Global Security News, Network Security, Risk Management
New security requirements adopted by HTTPS certificate industry
Posted by Chrome Root Program, Chrome Security Team The Chrome Root Program launched in 2022 as part of Google’s ongoing commitment to upholding secure and reliable network connections in Chrome. We previously described how the Chrome Root Program keeps users safe, and described how the program is focused on promoting technologies and practices that strengthen…
AI, Compliance, Exploits, Global Security News, Network Security, Risk Management
New security requirements adopted by HTTPS certificate industry
Posted by Chrome Root Program, Chrome Security Team The Chrome Root Program launched in 2022 as part of Google’s ongoing commitment to upholding secure and reliable network connections in Chrome. We previously described how the Chrome Root Program keeps users safe, and described how the program is focused on promoting technologies and practices that strengthen…
Compliance, cyber attacks, DevOps, Global Security News, Governance, Risk & Compliance, phishing awareness training, Phishing Simulation Plaform, Phishing Statistics, Security Bloggers Network, Security Culture, Security Metrics, Security Training ROI, Threat Intelligence, Threats & Breaches
Why Only Phishing Simulations Are Not Enough
In the world of cybersecurity awareness, phishing simulations have long been touted as the frontline defense against cyber threats. However, while they are instrumental, relying solely on these simulations can leave significant gaps in an organization’s security training program. At CybeReady, we understand that comprehensive preparedness requires a more holistic approach. The Limitations of Phishing…
Compliance, Global Security News, Governance, Risk & Compliance, PCI DSS, Security Bloggers Network
Moving Past Compensating Controls: The Long-Term Value of Tokenization for PCI DSS
With the deadline for PCI DSS 4.0 compliance just around the corner, it’s decision time for organizations. For many, compensating controls are a godsend, introducing a degree of flexibility into what is otherwise a rigorous, demanding and heavily detailed standard. But while this approach can be a useful means of temporarily meeting PCI DSS 4.0…
Compliance, Global Security News
Are you PCI compliant yet?
Explore the compliance requirements of PCI DSS 4.0 ahead of the looming deadline
Compliance, Cybersecurity, Global Security News, maintenance, productivity, Security Awareness, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
Security Neglect: Like an Unserviced Car, It’s Only a Matter of Time
Security is like car maintenance – you either keep up with it, or you deal with the consequences. And by the time you see the check engine light, it might already be too late. The post Security Neglect: Like an Unserviced Car, It’s Only a Matter of Time appeared first on Security Boulevard.
Compliance, Cybersecurity, Global Security News, governance, Governance, Risk & Compliance, GRC Engineering, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
How GRC Engineering Turns Compliance into a Business Advantage
GRC engineering is about building systems that adapt to future challenges, not just improving current processes. The post How GRC Engineering Turns Compliance into a Business Advantage appeared first on Security Boulevard.
Compliance, Global Security News, Governance, Risk & Compliance, PCI DSS, Security Bloggers Network
Compensating Controls, Customized Approach and Tokenization in PCI DSS 4.0
The Payment Card Industry Data Security Standard (PCI DSS) has always been considered one of the most prescriptive industry mandates around. And well might it be, given what’s at stake. As breach volumes surge and threat actors find it ever easier to bypass traditional cyber-defenses, the card industry must ensure that complying organizations are doing…
Apple, Application Security, backdoor, Cloud Security, Compliance, Cyberlaw, Cybersecurity, Data Privacy, DevOps, encryption, end-to-end encryption, Featured, Five Eyes, Five Eyes alliance, Five Eyes Intelligence Alliance, Global Security News, Governance, Risk & Compliance, Government & Regulatory News, government access, Humor, Identity & Access, Incident Response, Industry Spotlight, Investigatory Powers Act, Mobile Security, Most Read This Week, Network Security, News, Popular Post, privacy, SB Blogwatch, Security Awareness, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X, Spotlight, Threats & Breaches, uk, UK Investigatory Powers Act, Won’t somebody think of the children?
Apple vs. UK — ADP E2EE Back Door Faceoff
Won’t Tim Think of the Children? End-to-end encryption battle continues. The post Apple vs. UK — ADP E2EE Back Door Faceoff appeared first on Security Boulevard.
Compliance, cyber security, Cybersecurity, Global Security News, Governance, Risk & Compliance, SaaS, Security Bloggers Network, VAPT
Top 7 Cyber Security Challenges Faced by SaaS Organizations
Today’s technology-driven world needs Software-as-a-Service (SaaS) organizations. Their software solutions help organizations perform effectively and efficiently. SaaS applications are easily available over the internet. It allows users to access them via a web browser without requiring complex installations or infrastructure. With 42,000 SaaS companies worldwide, it makes up 36.6% of the cloud service market. The…
Compliance, Cybersecurity, Global Security News, Governance, Risk & Compliance, ISO 27001, Security Bloggers Network
What is the Process of ISO 27001 Certification?
In 2025, the cost of cyberattacks will reach $10.5 trillion globally. The projected growth rate is 15% every year. While the cost of attack keeps increasing, a breach is now identified in 194 days on average. It takes 64 days to contain a breach and 88 days on average to resolve an attack facilitated through…
Automation, Compliance, Cybersecurity, Global Security News, IT, Regulatory Compliance, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
Spotlight on Regulatory Compliance: The Challenges Your IT and Security Teams May Face
Businesses face increasing pressure to maintain compliance across regions, mitigate risks and improve consumer protection and stakeholder trust. The post Spotlight on Regulatory Compliance: The Challenges Your IT and Security Teams May Face appeared first on Security Boulevard.
Compliance, Global Security News, Governance, Risk & Compliance, Security Bloggers Network, supply chain
CMMC is Here: Simplifying Compliance with Enclaves
A joint blog featuring CISO Global’s Compliance Team & PreVeil The long-anticipated CMMC rule (CFR 32) is now live, marking a crucial turning point for defense contractors. The Compliance Team at CISO Global recently passed our CMMC Audit and are well on the way to becoming a CMMC Certified Third-Party Assessor Organization, or C3PAO. Although…
Compliance, Global Security News, Governance, Risk & Compliance, Security Bloggers Network
Aembit Earns SOC 2 Type II Recertification for Ongoing Security and Compliance
2 min readThis certification validates our ongoing commitment to protecting customer data and maintaining rigorous security controls. The post Aembit Earns SOC 2 Type II Recertification for Ongoing Security and Compliance appeared first on Aembit. The post Aembit Earns SOC 2 Type II Recertification for Ongoing Security and Compliance appeared first on Security Boulevard.
Compliance, Cybersecurity, Global Security News, Governance, Risk & Compliance, International Standard, ISO 27001, Regulatory Compliance, Security Awareness, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
A Gold Standard for Compliance: Why ISO 27001 is More Relevant Than Ever
With risks increasing and regulatory mandates growing in number, many organizations need a unified approach to compliance and security. The post A Gold Standard for Compliance: Why ISO 27001 is More Relevant Than Ever appeared first on Security Boulevard.
Compliance, Cybersecurity, Global Security News, Governance, Risk & Compliance, Healthcare, Security, Security Bloggers Network
New Guidelines: Cybersecurity Resilience in the Healthcare Industry
Lou Morentin, VP of Compliance & Privacy There are a number of significant changes coming to Healthcare Cybersecurity requirements. While not all are finalized, they point the way towards Health and Human Services tightening the controls and requirements. Healthcare Cybersecurity: A Shift Towards Resilience The healthcare industry is facing an evolving threat landscape, with cyberattacks…
Channel Insider, Compliance, Cybersecurity, Global IT News, Global Security News, IT, IT Channel, Katie Bavoso, Managed Services, Mike Fuhrman, MSSP, Omega Systems, Partner POV, Partners, Podcast, Security, security operations center, SOC, Video
Video: How Omega Systems Puts The Security In MSSP
In this episode of Channel Insider: Partner POV, host Katie Bavoso sits down with Mike Fuhrman, CEO of Omega Systems, to discuss the company’s transformation from a traditional Managed Service Provider (MSP) to a Managed Security Services Provider (MSSP). This shift was a priority for Fuhrman when he joined the company in 2021. Fuhrman explains…
Apple, Application Security, backdoor, Cloud Security, Compliance, Cyberlaw, Cybersecurity, Data Privacy, Data Security, DevOps, encryption, end-to-end encryption, Endpoint, Featured, Five Eyes, Five Eyes alliance, Five Eyes Intelligence Alliance, Global Security News, Governance, Risk & Compliance, Government & Regulatory News, government access, Humor, Identity & Access, Industry Spotlight, Investigatory Powers Act, Mobile Security, Most Read This Week, Network Security, News, Popular Post, privacy, Ron Wyden, SB Blogwatch, Security Awareness, Security Boulevard (Original), Sen. Ron Wyden, Social - Facebook, Social - LinkedIn, Social - X, Spotlight, Threats & Breaches, tulsi gabbard, uk, vulnerabilities, Won’t somebody think of the children?
Congress is PISSED at British Backdoor Bid, but Apple Stays Shtum
Just meet me at the ADP: Sen. Ron Wyden and Rep. Andy Biggs got no love for the United Kingdom The post Congress is PISSED at British Backdoor Bid, but Apple Stays Shtum appeared first on Security Boulevard.
Cloud Security, Compliance, Cybersecurity, EU law, Featured, Global Security News, News, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X, Spotlight, uk
Hey, UK, Get Off of My Cloud
The United Kingdom has made a bold demand to Apple, purporting to require the company to create a backdoor to access encrypted cloud backups of all users worldwide. The post Hey, UK, Get Off of My Cloud appeared first on Security Boulevard.
Compliance, executive, Global Security News, Security, splunk, Tech Industry
21% of CISOs Have Been Pressured Not to Report a Compliance Issue, Research Finds
CISOs face growing boardroom pressure, compliance challenges, and cyber threats. Discover key insights from Splunk’s latest report on cybersecurity leadership.
Compliance, Cybersecurity, financial institutions, Global Security News, Governance, Risk & Compliance, resilience, Security Boulevard (Original), Social - Facebook, Social - LinkedIn, Social - X
DORA Compliance Must be a Top Priority for US Financial Institutions
In an era where digital resilience determines market survival, the European Union’s Digital Operational Resilience Act (DORA) has emerged as a global benchmark for financial sector cybersecurity. The post DORA Compliance Must be a Top Priority for US Financial Institutions appeared first on Security Boulevard.
Analytics & Intelligence, Artificial Intelligence, Blog, Compliance, cyber resilience, data protection, Data Security, Global Security News, Governance, Risk & Compliance, NetApp, Ransomware, Security Bloggers Network, strategy
The Transformative Role of AI in Cybersecurity
2025 marks a pivotal moment in the integration of artificial intelligence (AI) and cybersecurity. Rapid advancements in AI are not only redefining industries; they are reshaping the cybersecurity landscape in profound ways. Through this evolution, I have noted three primary […] The post The Transformative Role of AI in Cybersecurity appeared first on TechSpective. The…
Compliance, Global Security News, Governance, Risk & Compliance, PCI, SBOM, SBOM Manager, Security Bloggers Network, software bill of materials
Preparing for PCI DSS 4.0: How Sonatype SBOM Manager can streamline and accelerate your transition
Payment Card Industry Data Security Standard (PCI DSS) was developed to strengthen payment account data security and standardize globally the necessary security controls. The transition from PCI DSS 3.2.1 and earlier versions to v4.0 involves significant changes aimed at enhancing payment security, providing flexibility in implementation, and addressing emerging threats. The post Preparing for PCI…
AppSec, Compliance, Europe, Explainers, Global Security News, Governance, Risk & Compliance, Legit, Security Bloggers Network
GDPR Compliance in the US: Checklist and Requirements
The European Union (EU)’s General Data Protection Regulation (GDPR) isn’t just a European concern. As GDPR-U.S. interactions become more complex, international businesses (including American ones) must comply with this regulation when handling data from EU citizens. If your company collects, processes, or stores data from the EU or European Economic Area (EEA)—including Iceland, Norway, and…
Best Practices, Compliance, Explainers, Global Security News, Governance, Risk & Compliance, Security Bloggers Network
What PCI Attestation of Compliance Is and How to Get It
Every time a customer swipes their credit card, they trust that business to protect their sensitive payment information against mishandling or fraud. But proving that trust in the right place requires certification. The post What PCI Attestation of Compliance Is and How to Get It appeared first on Security Boulevard.
Compliance, Global Security News
Third Party Risk Management: So vermeiden Sie Compliance-Unheil
Third Party Risk Management hilft Unternehmen, das Risiko von Compliance-Verstößen zu vermeiden. Foto: Diyajyoti – shutterstock.com In Zeiten der Digitalisierung ist es für Unternehmen unerlässlich, auf die Unterstützung von Drittanbietern zurückzugreifen. Sei es im Bereich der IT-Infrastruktur oder bei der Datenverarbeitung – externe Dienstleister helfen dabei, Geschäftsprozesse effektiver und effizienter zu gestalten. Doch mit der…
Compliance, Global IT News, Global Security News, Risk Management, Security
Top 6 Vendor Risk Management Software for MSPs in 2025
Managing third-party risks is becoming more critical for managed service providers (MSPs) as cybersecurity threats evolve. Vendor risk management (VRM) software simplifies this process, helping MSPs assess, monitor, and mitigate risks associated with third-party vendors. Explore six of the best vendor risk management tools to streamline compliance, enhance security, or protect your client’s sensitive data.…
Big Data, Compliance, Data Security, employee payments, Global Security News, hr, Human Resources, International, Payroll, payroll platforms, payroll taxes, privacy regulations, Security, Software
What Payroll Documents Do You Need to Pay Employees?
Essential payroll documents like W-2s and time sheets ensure accurate employee payments. Learn what you need for compliance and efficiency.
Compliance, Cybersecurity, Data Security, ecommerce, Enterprise, Exploits, Global Security News, Security, Security Awareness, Security Boulevard (Original), Skimming, Social - Facebook, Social - LinkedIn, Social - X
Understanding Virtual Skimmers: A Threat to E-Commerce Security
Virtual skimmers exploit vulnerabilities in websites that process payments online, often without leaving a trace until it’s too late. The post Understanding Virtual Skimmers: A Threat to E-Commerce Security appeared first on Security Boulevard.
AI, Apps, Compliance, Cybersecurity, Data Breaches, Endpoint, Global Security News, malware, Network Security, Risk Management, Russia
Best Internet Security Software
After more than a year of high-profile cyber attacks and now the threat of cyber war, businesses and even consumers are taking cybersecurity seriously. Regardless of size or sector, every company is a potential target, and cybercrime will only grow as data becomes more valuable. In light of these risks, organizations need to reevaluate their…
AI, Apps, Compliance, Cybersecurity, Data Breaches, Endpoint, Global Security News, malware, Network Security, News, Reviews, Risk Management, Russia, Security, Software
Best Internet Security Software
After more than a year of high-profile cyber attacks and now the threat of cyber war, businesses and even consumers are taking cybersecurity seriously. Regardless of size or sector, every company is a potential target, and cybercrime will only grow as data becomes more valuable. In light of these risks, organizations need to reevaluate their…
Compliance, Global Security News, Payment Card Fraud, PCI, PCI DSS
Payment Security: Understanding the Four Corner Model
Introduction Online shopping digital payment transactions may seem quite simple, but in reality, just one single transaction sets off multiple, long-chain reactions. The Payment Card Industry comprises debit cards, credit cards, prepaid, e-purse/e-wallet, and POS payment transactions that enable easy payment transactions for consumers. However, the card scheme is a popular payment transaction process which…
Compliance, Global Security News, Payment Card Fraud, PCI, PCI DSS
Payment Security: Understanding the Four Corner Model
Introduction Online shopping digital payment transactions may seem quite simple, but in reality, just one single transaction sets off multiple, long-chain reactions. The Payment Card Industry comprises debit cards, credit cards, prepaid, e-purse/e-wallet, and POS payment transactions that enable easy payment transactions for consumers. However, the card scheme is a popular payment transaction process which…
Compliance, Global Security News, Payment Card Fraud, PCI, PCI DSS
Payment Security: Understanding the Four Corner Model
Introduction Online shopping digital payment transactions may seem quite simple, but in reality, just one single transaction sets off multiple, long-chain reactions. The Payment Card Industry comprises debit cards, credit cards, prepaid, e-purse/e-wallet, and POS payment transactions that enable easy payment transactions for consumers. However, the card scheme is a popular payment transaction process which…
Compliance, Global Security News, Payment Card Fraud, PCI, PCI DSS
Payment Security: Understanding the Four Corner Model
Introduction Online shopping digital payment transactions may seem quite simple, but in reality, just one single transaction sets off multiple, long-chain reactions. The Payment Card Industry comprises debit cards, credit cards, prepaid, e-purse/e-wallet, and POS payment transactions that enable easy payment transactions for consumers. However, the card scheme is a popular payment transaction process which…
Compliance, Global Security News, Payment Card Fraud, PCI, PCI DSS
Payment Security: Understanding the Four Corner Model
Introduction Online shopping digital payment transactions may seem quite simple, but in reality, just one single transaction sets off multiple, long-chain reactions. The Payment Card Industry comprises debit cards, credit cards, prepaid, e-purse/e-wallet, and POS payment transactions that enable easy payment transactions for consumers. However, the card scheme is a popular payment transaction process which…